Vivid Lessons • Personal Finance
Module 3 Banks, Cards & Cash App.
Start from the beginning: where to keep money, how cards work, and how to pay friends safely. Follow everyday student money decisions through 20 short lessons.
20 Questions25–35 MinutesMatchingCategorizingCash AppCalculationReflection
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Enter your information. Questions unlock one at a time. Each question is worth 1 point: correct first attempt = 1; correct second attempt = 0.5; two incorrect attempts = 0. Matching and multi-select questions are graded as a whole. A final reflection is required.
No prior knowledge needed. Read each mini lesson before answering. Dollar amounts and account offers are practice examples. No real account or payment is required. A calculator is welcome.
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completed Personal Finance Module 3 - Banks, Cards & Cash App
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Quick reference
| Tool | Main job | Check first |
|---|---|---|
| Checking | Everyday money | Fees and available balance |
| Savings | Goals and emergencies | APY, fees, and insurance |
| Debit card | Spend available funds | Pending payments and card security |
| Credit card | Borrow and repay | APR, due date, and repayment plan |
| Cash App | Send, receive, and manage money | Recipient, fee, timing, and account terms |
Sources and current terms
FDIC deposit insurance · NCUA share insurance · Banks and credit unions · Credit-card grace periods · Cash App for teens · Cash App transfers · Cash App security and insurance · Apple Pay setup · Apple Cash · Lost iPhone · Subscriptions and free trials · Buy now, pay later fees
Reviewed September 2, 2026. Account eligibility, fees, and features can change. Read current terms before opening or using a real account.